Legal

Terms of Service

Last updated: August 27, 2026

These Terms of Service govern your use of informedreads.com (the "Site"), operated by Premium Traffic Limited ("we", "us"). By accessing or using the Site you agree to these terms. If you do not agree, please do not use the Site.

Nature of the content

The Site publishes general educational information about consumer finance products and processes in the United States. Nothing on this Site is financial, investment, tax, insurance or legal advice. No content on the Site constitutes a recommendation to use any particular product, lender, insurer or institution, and no content should be relied on as a substitute for advice from a qualified professional who understands your circumstances.

Articles published on the Site are generated using artificial intelligence and are published under the byline "AI-Generated", with a notice to that effect at the end of each article.

Accuracy and currency

We make reasonable efforts to publish accurate information, but we do not warrant that content is complete, current or error-free. Interest rates, fees, eligibility criteria, regulations and product terms change frequently and vary by state and by provider. You should verify anything material with the relevant provider or regulator before acting on it.

No professional relationship

Using this Site does not create any advisory, fiduciary or professional relationship between you and Premium Traffic Limited.

Acceptable use

You agree not to use the Site to break the law, to interfere with its operation or security, to attempt unauthorized access to any system, to scrape or harvest content by automated means without permission, or to reproduce content in a way that infringes our rights or the rights of others.

Intellectual property

Unless otherwise stated, content on the Site, including text, layout, design and trademarks, is owned by or licensed to Premium Traffic Limited and is protected by applicable intellectual property laws. You may read, print and share individual pages for personal, non-commercial use. Republication, systematic copying or commercial use requires our prior written permission.

Third-party links, search and advertising

The Site contains links, search functionality and advertisements provided by third parties. We do not control third-party sites or services and are not responsible for their content, products, or privacy practices. Following a link or advertisement is at your own risk, and any dealings with a third party are between you and that third party.

Limitation of liability

To the fullest extent permitted by law, the Site and its content are provided "as is" without warranties of any kind, express or implied. Premium Traffic Limited will not be liable for any indirect, incidental, consequential or special damages, or for any loss arising from decisions made in reliance on Site content.

Indemnity

You agree to indemnify Premium Traffic Limited against claims, losses and costs arising from your misuse of the Site or breach of these terms.

Changes

We may amend these terms at any time. The revised version takes effect when posted, and continued use of the Site constitutes acceptance.

Governing law

These terms are governed by the laws of the Cayman Islands, without regard to conflict of law principles.

Contact

Questions about these terms can be sent to: